We don’t believe in a one size fits all approach because everyone is different and we all have different starting and ending points. Australians today are faced with a major investment challenge: how to best manage their financial nest egg for up to a further 20+ years.

Invest too conservatively and there is a risk that your funds won’t last. Invest too aggressively and there is a risk of significant losses, which coupled with the wrong drawdown strategy could prematurely deplete your funds when they are most likely needed. History has taught us one thing and that is most investors are likely to face at least one major equity market crash during their retirement years.

Our main focus has always been to manage downside risk by selecting investments that offer protection during a financial crisis and, more importantly, we take a goals based approach to investing. This means that we match the targeted returns with your specific income goals.

It is also important to keep tabs on your wealth to make sure you are on track and we do this by meeting regularly and putting together your current financial models to show you the overall picture so that we can help guide you through retirement.